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Terms of Service

ACCEPTANCE OF TERMS AND ACCEPTABLE USE

  1. Welcome to RatedA. This Terms of Service Agreement (the “Agreement”) contains the complete terms and conditions that apply to your use of the RatedA LTD (the “Company”) websites, newsletters, social media groups, mobile applications, and products and services of the Company (collectively, the “Services”). By accessing, viewing, using, or registering for any portion of the Services in any way, you agree to be legally bound by this Agreement. If you do not agree to this Agreement in full and without modification, then you may not access, view, use, or register for any portion of the Services.
  2. Your use of the Services, including your Account or Subscription may be terminated or limited at any time and for any reason.
  3. You will not use the Services:
    1. in any way that is illegal or prohibited by law;
    2. to sell, promote, or distribute any goods or services or for other commercial purposes;
    3. in any way that violates the rights of any other person or to hack, decode, decompile, or reverse engineer the Services.
  4. By using the Services, you agree that you are at least 13 years of age or older if required by your jurisdiction.

MODIFICATION TO THIS AGREEMENT

  1. The Company reserves the right to modify, change, or replace this Agreement at any time by updating this document on the Service. You agree to be bound by the most recent version of the Agreement available on the Service. The date of the last modification will be prominently displayed at the top of the Agreement.

SERVICES AND ACCOUNT REGISTRATION

  1. The Service allows users to access a variety of investment research services, including data, tools, tables, charts, and analysis (the “Features”). Full access to all of our Features is available under paid subscriptions.
  2. The Company reserves the right to change the tools and other services at any time and without notice. In addition, the Company may discontinue the Services, or any of the Features (as defined below), at any time.
  3. In order to access and enjoy all of the Features of the Services, you may be required to register for a user account (“Account”). You agree to keep your Account details, including password, confidential. Your Account is of a personal nature and may not be shared with any other person or entity.

SUBSCRIPTIONS

  1. You may use your Account to register for a paid subscription to the Services which will allow you to access enhanced Features (the “Subscription”).
  2. Subscriptions are billed at a monthly or annual rate, as disclosed on the Services. Upon completing registration for a Subscription, your credit card or other selected payment method will be billed for the Subscription at the then-current rate for the interval you selected. Your Subscription will renew and be billed automatically unless cancelled before such renewal.
  3. You grant the Company and its third party payment processors the permission to charge your credit card on an ongoing basis until cancelled by you.
  4. Subscriptions for monthly billed plans are provided with a 30-day money-back guarantee. If you are unsatisfied with the Services, we will give you a full refund within 30 days of the commencement of your initial subscription.
  5. Subscriptions for annually billed plans are provided with a 60-day money-back guarantee. If you are unsatisfied with the Services, we will give you a full refund within 60 days of the commencement of your initial subscription.
  6. You may cancel your Account or Subscription at any time.
  7. To request a refund or to cancel your Subscription or Account, you must submit a ticket via the Contact Form. Users who cancel a Subscription will have access terminated at the end of the current billing period, but may contact the Company to request a refund if so desired and if within the the time limit of the commencement of their initial subscription.
  8. Users may not share their Subscriptions with any other person. 

USER SUBMITTED CONTENT

  1. You acknowledge and agree that all comments, messages, or other materials posted to the Services (collectively, “Content”) are the sole responsibility of the person or entity from which such Content originated. You are entirely responsible for all Content that is uploaded, posted, transmitted or otherwise made available via the Site by you or through your account, if any.
  2. You acknowledge that the Company is under no obligation to pre-screen or otherwise review any Content, and that under no circumstances will the Company be liable to you in any way for any Content.
  3. You agree not to post any Content which (i) is illegal, (ii) violates the copyright, trademark or other rights of any other person, or (iii) is intended to, or has the effect of, harassing or defaming any other person.
  4. You grant the Company a perpetual, royalty-free, worldwide, irrevocable license to display, distribute, and sublicense the Content, including any derivatives thereof. We may do so without crediting or compensating the Creator.

INDEMNIFICATION AND DISPUTES

  1. You agree to defend, indemnify and hold harmless the Company, its officers, directors, employees and agents (collectively, “Affiliates”), from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Services; (ii) your violation of any of this Agreement; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that any Content uploaded, posted, transmitted or otherwise made available by you via the Services caused damage to a third party. This defense and indemnification obligation will survive this Agreement and your use of the Services.

TERM

  1. This Agreement will remain in full force and effect while you use the Services. The Company reserves the right to terminate your access to and/or use of the Services and remove and discard any Content at any time for any reason, including without limitation any failure to comply with any part of this Agreement. The Company also reserves the right to discontinue providing all or part of the Services or the Features at any time and for any reason. You agree that any termination of your access to or use of the Services and any discontinuation by the Company in providing the Services may be effected without notice to you and that the Company shall be under no obligation to retain any Content, provide any further access to any Content or return any Content to you. You agree that the Company shall not be liable to you or any third-party for any such termination or for any interruption or discontinuation of the Services.

WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY

  1. ALTHOUGH WE USE REASONABLE EFFORTS TO ENSURE THAT INFORMATION ON THE SERVICES AND IN THE PRODUCTS, INCLUDING ANY INFORMATION PROVIDED UNDER THE PREMIUM SUBSCRIPTION, IS ACCURATE AND COMPLETE, WE DO NOT GUARANTEE THIS TO BE THE CASE. MOST INFORMATION IS UPDATED WITHIN 48 HOURS BUT CAN TAKE AS LONG AS ONE WEEK OR LONGER TO BE UPDATED. AS A RESULT, ALL INFORMATION CONTAINED ON THE SERVICE, INCLUDING ANY INFORMATION PROVIDED UNDER THE PREMIUM SUBSCRIPTION, IS FOR GENERAL INFORMATIONAL USE ONLY AND MAY NOT BE RELIED UPON BY YOU FOR ANY PURPOSE, INCLUDING, WITHOUT LIMITATION, IN MAKING ANY INVESTMENT DECISION.
  2. THIS SERVICES ARE PROVIDED “AS IS” WITH ALL FAULTS. THE COMPANY, ITS AFFILIATES, AND ITS CONTENT PROVIDERS DISCLAIM ALL WARRANTIES OF ANY KIND REGARDING THE SERVICE, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OWNERSHIP, NONINFRINGEMENT, ACCURACY OF INFORMATIONAL CONTENT, AND ABSENCE OF VIRUSES AND DAMAGING OR DISABLING CODE.
  3. THE COMPANY, ITS AFFILIATES, AND ITS CONTENT PROVIDERS SHALL IN NO WAY BE CONSIDERED “EXPERTS” OR FINANCIAL ADVISORS OR BROKERS IN ANY JURISDICTION. THE COMPANY, ITS AFFILIATES, AND ITS CONTENT PROVIDERS IN NO WAY WARRANT THAT THIS SERVICES COMPLY WITH THE REQUIREMENTS OF THE SECURITIES LAWS OF ANY JURISDICTION.
  4. USE OF THE SITE AND PRODUCTS IS AT YOUR SOLE RISK AND NEITHER THE COMPANY NOR ITS AFFILIATES WILL BE RESPONSIBLE FOR ANY LIABILITY FOR LOSS OR DAMAGE SUFFERED BY YOU ARISING FROM YOUR USE OF THE SERVICES, CONTENT OR PRODUCTS, ANY DELAYS, MISDELIVERY OR NONDELIVERY OF INFORMATION, RESTRICTION OR LOSS OF ACCESS, BUGS, VIRUSES OR OTHER ERRORS, UNAUTHORIZED USE, OR ANY INFORMATION CONTAINED ON THE SITE OR PRODUCTS. YOU SHOULD TAKE ADEQUATE STEPS TO VERIFY THE ACCURACY AND COMPLETENESS OF ANY INFORMATION CONTAINED ON THE SERVICES, CONTENT OR PRODUCTS.
  5. THE COMPANY, ITS AFFILIATES, AND ITS CONTENT PROVIDERS DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE SERVICES OR THE CONTENT. THE COMPANY, ITS AFFILIATES, AND ITS CONTENT PROVIDERS SHALL IN NO WAY BE RESPONSIBLE FOR INVESTMENT DECISIONS, DAMAGES, OR OTHER LOSSES RESULTING FROM THE CONTENT OF USERS OR THE COMPANY. INFORMATION CONTAINED ON THE SITE AND IN THE CONTENT, INCLUDING ANY INFORMATION PROVIDED UNDER THE PREMIUM SUBSCRIPTION, IS NOT TAILORED FOR YOUR INDIVIDUAL SITUATION AND, AS A RESULT, SUCH INFORMATION MAY BE UNSUITABLE FOR YOU AND YOUR INVESTMENT DECISIONS.
  6. WE ARE NOT ABLE TO EXERCISE CONTROL OVER THE SECURITY OR CONTENT OF INFORMATION PASSING OVER THE INTERNET, AND WE HEREBY EXCLUDE ALL LIABILITY OF ANY KIND FOR THE TRANSMISSION OR RECEPTION OF INFRINGING OR UNLAWFUL INFORMATION OF WHATEVER NATURE.
  7. FROM TIME TO TIME, THE COMPANY PUBLISHES INFORMATION, COMMENTARIES, AND RESEARCH ARTICLES THAT MAY INCLUDE OPINIONS AS TO BUYING, SELLING, AND HOLDING DIFFERENT STOCKS. THE COMPANY IS NOT A BROKER OR INVESTMENT ADVISER, AND DOES NOT PROVIDE INVESTMENT ADVICE OR RECOMMENDATIONS DIRECTED TO ANY SUBSCRIBER OR SITE VISITOR. NOTHING ON THE SITE SHOULD BE CONSTRUED AS BEING INVESTMENT ADVICE. ALWAYS CONSULT WITH A FULLY QUALIFIED FINANCIAL ADVISER BEFORE MAKING ANY INVESTMENT DECISIONS.
  8. NOTE THAT AT VARIOUS TIMES, THE PUBLISHERS AND EMPLOYEES OF THE COMPANY AND ITS AFFILIATES, OR USERS WHO GENERATE CONTENT, MAY OWN, BUY, OR SELL THE SECURITIES DISPLAYED AND DISCUSSED ON THE SITE FOR PURPOSES OF INVESTMENT OR TRADING.
  9. THE COMPANY IS A PUBLISHER AND NOT A FINANCIAL ADVISOR. YOU AGREE AND ACKNOWLEDGE THAT NO CONTENT OR SITE CONTENT (EACH AS DEFINED BELOW) PUBLISHED AS PART OF THE SERVICES CONSTITUTES A RECOMMENDATION THAT ANY PARTICULAR INVESTMENT, SECURITY, PORTFOLIO OF SECURITIES, TRANSACTION OR INVESTMENT STRATEGY IS SUITABLE FOR ANY SPECIFIC PERSON. YOU FURTHER UNDERSTAND THAT NONE OF THE CREATORS OR PROVIDERS OF OUR SERVICES OR THEIR AFFILIATES WILL ADVISE YOU PERSONALLY CONCERNING THE NATURE, POTENTIAL, VALUE OR SUITABILITY OF ANY PARTICULAR INVESTMENT, SECURITY, PORTFOLIO OF SECURITIES, TRANSACTION, INVESTMENT STRATEGY OR OTHER MATTER.
  10. YOU AGREE AND ACKNOWLEDGE THAT THE VIEWS EXPRESSED IN THE SERVICES ARE THE AUTHORS’ OWN OPINIONS. THE SERVICES MAY CONTAIN OPINIONS FROM TIME TO TIME WITH REGARD TO SECURITIES MENTIONED IN OTHER SERVICES, AND THAT THOSE OPINIONS MAY BE DIFFERENT FROM THOSE OBTAINED BY USING ANOTHER PORTION OF THE SERVICES. TRADING IN SECURITIES (INCLUDING, WITHOUT LIMITATION, STOCKS, OPTIONS, ETFS AND BONDS) INVOLVES RISK AND VOLATILITY. PAST RESULTS ARE NOT INDICATIVE OF FUTURE PERFORMANCE.
  11. YOU ACKNOWLEDGE AND AGREE THAT PERFORMANCE DATA FOR SECURITIES IS SUPPLIED BY SOURCES BELIEVED TO BE RELIABLE BUT THAT SUCH CALCULATIONS ARE NOT GUARANTEED TO BE COMPLETE OR ACCURATE.

COPYRIGHT NOTICE

  1. Aside from Content submitted by users of the Company and other third parties, this website and all of its text, images, articles, features, data, code, and software (“Site Content”) are copyright of RatedA LTD – © RatedA LTD – 2023. All rights reserved.
  2. All Content, including Site Content is provided to you as is for your information only. Any redistribution or reproduction of part or all of the Content, including Site Content, in any form is prohibited other than the following:
    1. you may print or download to a local hard disk extracts for your personal and non-commercial use only
    2. you may share or display articles, text, charts, and images on other websites only with full citation of the Company as the source of the content and a link to [email protected]
  3. Otherwise, you may not, except with the Company’s express written permission, copy, display, distribute or commercially exploit the Content or Site Content. You also agree that you will not use any automated devices such as spiders, robots or data mining techniques to catalog, download, store or otherwise reproduce, store or distribute Content or site Content available on the Services.
  4. Illegal use of the Services violates this agreement. The Company reserves the right to take legal action for any such violation to the full extent permitted by law.
  5. If you believe any of the Content or Site Content violates your copyrights, please contact us via our Contact Form. The Company takes protecting copyright very seriously.

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